SME Financial Planning
Plan the business like the bank already believes in it.
Most SMEs run on instinct until growth outruns the spreadsheet. We build the forecasting and budgeting discipline that lets you scale without losing control of the numbers.
FIT CHECK
Is this the right fit?
This is for you if
- You're turning over R2m–R50m and the current bookkeeping can't answer "can we afford this hire".
- You're preparing for a funding round, loan application or investor due diligence.
- You have a bookkeeper but no one translating the numbers into decisions.
This is not for you if
- You're pre-revenue and mainly need company registration.
- You want a once-a-year tax return and nothing else.
HOW WE WORK
A repeatable process, run monthly.
Four stages take you from a diagnostic to a funding-ready reporting rhythm — no guesswork, no surprises.
01
Discovery & diagnostic
We review 12 months of financials, identify the gaps, and benchmark you against sector norms.
02
Forecast build
A rolling budget and 13-week cash flow model built around your actual payment terms and seasonality.
03
Monthly review rhythm
A standing monthly session walking through the numbers and the decisions they point to.
04
Funding-ready reporting
Management packs formatted the way banks and investors actually want to see them.
FAQ
Questions we hear most
Bookkeeping records what happened. We forecast what happens next and help you act on it — the two work together, not instead of each other.
Yes — most of our SME planning clients are managed remotely, with quarterly in-person sessions for Western Cape clients.
Generally R2 million to R50 million in annual turnover, though we make exceptions for fast-growth early-stage companies.
Yes, this is one of our most requested services — we build the pack and can sit in on the funding conversation itself.
Monthly as standard, with ad hoc calls whenever a decision can't wait for the calendar.
A financial diagnostic in week one, then your first working forecast within three weeks.
Get a financial diagnostic before you make the next big call.
We'll tell you honestly whether the numbers support the plan.